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Finance

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Home Improvement Finance Cumbria

Finance for Domestic & Commercial Clients

Our finance is built for construction, groundworks and civil engineering projects.

  • 0% Interest Options Available

    • Foundations
    • Excavation & muck away
    • Drainage & attenuation
    • Drop kerb & service connections

  • Spread the Cost (10-24 months)

    • Access roads
    • Yard construction
    • Concrete bases & infrastructure

  • Quick & Simple Approval

    • Keep projects moving
    • Fast decisions, less downtime
    • Simple terms, clear monthly costs

Flexible, interest-free finance for domestic and commercial projects

Built for construction, civil engineering, drainage, groundworks & landscaping

Groundworks & Earthmoving

  • Foundations
  • Bulk excavation
  • Drainage & attenuation
  • Muck shifting

Civil Engineering

  • Infrastructure works
  • Access roads
  • Yard construction
  • Concrete bases & slabs

Landscaping & External Works

  • Driveways
  • Hard landscaping
  • Retaining walls
  • Car parks & paved areas

Finance Calculator

Explore your options before you commit. Our finance calculator gives a simple estimate of your repayments, and we’re here to help you choose the right plan for your budget.

Get A Quote

If you need finance for any part of your project, residential or commercial, we can help.

Contact us

How finance works

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Choose finance at the quote stage

Once you’ve got your quote, select finance and pick a repayment option that suits your budget. We’ll confirm the total amount, the term length, and what your estimated monthly payments will look like.

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Complete a quick application

You’ll be taken through a short application with our finance partner. It’s designed to be quick and straightforward, and most decisions come back within minutes.

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Get approval and start your project

If you’re approved, we’ll confirm the booking and schedule the work. You’ll receive documentation from the finance provider with your agreement details and payment schedule.

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Spread the cost with monthly payments

Your monthly repayments are made directly to the finance provider (not us). If you’d like to settle early or make changes, the provider will guide you through the options available on your agreement.

Get 0% finance and start sooner

Get the job done now and pay in fixed monthly instalments. 0% options are available over 10–24 months on selected projects, with a quick application and fast decision.

Start your project

Make your project affordable with finance

Finance lets you spread the cost into manageable monthly payments, so you can get the work done sooner without a big upfront hit. Choose a plan that fits your budget and keep your savings available for everything else.

Spread the cost

Pay in manageable monthly instalments instead of one large upfront payment.

Start the work sooner

Get your project booked in now, without waiting months to save up.

Keep cash available

Hold onto your savings for other essentials, emergencies, or unexpected costs.

Flexible options

Choose a plan that suits your budget, with different terms and monthly payment levels.

Why choose us?

  • Safe & compliant on every site

    Trained teams, RAMS, insured operations and disciplined exclusion zones.

  • Delivery dates you can plan around

    Realistic programmes, proactive updates and coordination that keeps trades moving.

  • Transparent pricing from first quote to final account

    Itemised scopes and pre-agreed variations—no hidden extras.

  • Quality handovers with support long after

    Modern kit, tidy finishes, O&M packs and quick call-backs.

FAQs

You choose finance at the point of booking, complete a short application, and receive an instant or quick decision. If approved, you pay by monthly instalments instead of one upfront payment.

Yes. We’ll show you the available options, the term length, and the estimated monthly payment so you can choose a plan that fits your budget before submitting an application.

Most applications are approved within minutes. Occasionally, the provider may request extra checks, in which case they’ll contact you directly to confirm a few details.

The finance provider will carry out checks as part of the application process. If you’re unsure, ask us and we’ll explain what to expect for your chosen option. Finance is always subject to status and approval.

In most cases, yes. Early settlement is handled directly with the finance provider, who will confirm the outstanding balance and any applicable terms.

If your order value changes, we can usually adjust the application or re-quote the finance option. If you cancel before work starts, we’ll guide you through the next steps with the provider, based on your order status.

What type of project are you planning?

Choose the option that best matches the work you need finance for.

What stage is your project at?

This helps us understand whether you need a quote, finance guidance, or both.

When are you looking to start?

A rough timescale is fine.

What is your estimated project budget?

This helps us understand the size of the project.

Roughly how much would you like to finance?

This is only to understand what you’re looking for. Finance is subject to status, affordability checks and lender approval.

Which repayment term would you prefer?

This helps us understand what sort of monthly payment structure may suit you.

Are you authorised to make changes to the property or site?

This is useful for projects like driveways, drop kerbs, foundations and access works.

What's your name?

Your title:
Your first name:
Your surname:

Please select a title and enter your first name and surname.

What's your email address?

Your Email Address:
Please enter a valid email address, e.g. [email protected].

What's your mobile number?

We’ll use this to contact you about your project and finance enquiry.

Your Mobile Phone Number:

What's the site address?

We use this to check the location of the project and understand whether we can help.

Your Postcode:
Address Line 1: